出自汉·桓宽《盐铁论·申韩》，也有说出自《盐铁论·险固》。有所准备就能制服别人；没有准备只能被别人制服。释义：有准备就能钳制住别人；没有准备就要受别人的钳制。

Innovation is not just about technology; it's about changing mindsets and embracing new ways of thinking.

You have to be willing to step out of your comfort zone to grow.

金融创新要立足客户需求，而不是为了创新而创新。