如果你想有所作为，就必须愿意承担风险。

We've done price elasticity studies, and the answer is always that we should raise prices. We don't do that, because we believe -- and we have to take this as an article of faith -- that by keeping our prices very, very low, we earn trust with customers over time, and that that actually does maximize free cash flow over the long term.

Banks must actively embrace change while adhering to risk bottom lines.

什么人背后不被人说，又有谁在别人面前不去议论人呢？

每个人的生命都是上帝手指写下的童话。