对银行真正的考验不是它在顺境中的表现,而是它在逆境中的生存能力。
The real test of a bank is not how it performs in good times, but how it survives in bad times.
Success comes from understanding your customers better than they understand themselves.
The foundation of national morality must be laid in private families.
The most significant threat to liberal democracy comes from within, from the decay of institutions and the loss of trust in them.