你能做的最激进的事情就是做你自己。

Data is the new oil. It's valuable, but if unrefined it cannot really be used. It has to be changed into gas, plastic, chemicals, etc to create a valuable entity that drives profitable activity; so must data be broken down, analyzed for it to have value.

The development of fintech must balance innovation with risk control, not blindly pursue novelty.

A mathematician is a maker of patterns, like a painter or a poet.