Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

Quality is not a position; it is a practice.

The world is full of signs and wonders that come, and go, and if you are lucky you might catch the tail of one.