A felicidade é feita de pequenos momentos.

政府的职责是让商业和其他所有行业依靠自己的资本和信用运作。

The best way to prevent financial crises is to have strong capital buffers in good times.

Hard work beats talent when talent doesn't work hard.

美德比恶德更值得担忧，因为它的过度不受良心的调控。