种树的最佳时间是20年前，其次是现在。

The past is always tense, the future perfect.

香槟雨

语言不仅仅是交流的工具，更是探索人类经验深度的媒介。

Profit is not the legitimate purpose of business. The legitimate purpose of business is to provide a product or service that people need and do it so well that it's profitable.

金融科技的发展必须坚持以服务实体经济为导向，防止脱实向虚。