个体被简化为对他所期望的常规反应和操作模式的节点。

The consequences of this problem make themselves felt in bookshops. When you go to a large bookshop and look at the self-help sections, as I sometimes do -- if you analyze self-help book sproduced in the world today, there are basically two kinds. The first kind tells you, "You can do it! You can make it! Anything's possible!" The other kind tells you how to cope with what we politely call "low self-esteem," or impolitely call, "feeling very bad about yourself."

Deposit insurance changes the behavior of both banks and depositors.

世界上充满了神奇的事物，耐心地等待着我们的感官变得更加敏锐。

快乐的最好方法是宽恕。