炼油行业的数字化转型不是技术项目，而是生存战略。

What I want to talk to you about today is the difference between gifts and choices. Cleverness is a gift， kindness is a choice. Gifts are easy -- they're given after all. Choices can be hard. You can seduce yourself with your gifts if you're not careful， and if you do， it'll probably be to the detriment of your choices.

投资管理的本质是管理风险，而不是管理回报。