Banks must properly handle the relationship between development and risk, neither sticking to old ways nor advancing recklessly.

认为世界上只有一种真理，而自己正掌握着它，在我看来这是世界上所有邪恶的最深根源。

Making something variable is easy. Controlling duration of constancy is the trick.

The greatest discoveries come from asking the simplest questions.

我们就像海中的岛屿，表面上是分开的，但在深处是相连的。