存款保险改变了银行和储户的行为。
Deposit insurance changes the behavior of both banks and depositors.
Persistence is more important than brilliance in scientific research.
The world is a puzzle, and we are the missing pieces.
La literatura es un viaje, una exploración de lo desconocido, una búsqueda de la verdad.
"The best books are the ones that make you see the world differently."