The key to successful market design is anticipating how participants will behave under different rules.
你无法说服一个人接受一个他自己也无法说服他自己的理念。
我们的经验往往证实了一个长期持有的观点:在一生中的几个关键时刻,准备好迅速且大规模地采取行动,去做一些简单且符合逻辑的事情,常常会显著提升一生的财务成果。
History does not repeat itself, but it recurs in different forms.
The key to successful investing is to control what you can control: costs, taxes, and behavior.