I think the most important thing in life is to be true to yourself.

And when you do I want you to know this， remember this: there is no such thing as failure. Failure is just life trying to move us in another direction. Now when you’re down there in the hole， it looks like failure. So this past year I had to spoon feed those words to myself.

我们有缺陷的金融部门的多重失败不仅危及我们国家储户的退休保障，而且危及我们整个社会参与的经济。