A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

文学是社会的镜子，反映其美与缺陷。

不要害怕与众不同，要害怕与众人相同。

在观测天文学中，耐心是关键，有些发现需要几十年才能确认。

Data is the lifeblood of any organization, and the ability to manage it effectively is crucial for success.