设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。
A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
Many will call me an adventurer, and that I am... only one of a different sort: one who risks his skin to prove his truths.
经济历史的研究不仅仅是关于过去；它是关于理解当前不平等的根源。
You have to adapt or you’ll be left behind.