"Listening is an act of participation."
No matter who you are, no matter what you did, no matter where you've come from, you can always change, become a better version of yourself.
不要借贷消费,唯一值得借贷只有一种情况,购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失,不要因债致贫。