银行的核心竞争力在于服务实体经济的能力，而不是简单的规模扩张。
The core competitiveness of banks lies in their ability to serve the real economy, not simply in scale expansion.
The poet is the guardian of human emotions.
何人曾如汝欺汝之烈？
The best decisions are made when you listen to both data and people.
