Regulation should focus on reducing the likelihood of runs, not just preventing failures.

"A personality is a full Congress of orators and pressure-groups, of children, demagogues, communists, isolationists, war-mongers, mugwumps, grafters, prayer-meetings, spiritualists, and astrologers."

The biggest risk is not taking any risk. In a world that's changing quickly, the only strategy that is guaranteed to fail is not taking risks.

组织是人类的社区，而不是人力资源的集合。