你把桃子投于我，我把李子回赠与你。桃子和李子价值相当，表明我本人是知恩图报的，也有互相赠送，礼尚往来的意思。

我不害怕电脑。我害怕没有它们。

我得到的最好建议是保持谦逊和努力工作。

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.