A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

"We see our customers as invited guests to a party, and we are the hosts."

The language of mathematics is universal, transcending cultural and linguistic barriers.

人生就像一首歌，有高潮也有低谷，重要的是如何演绎。

The best market designs are those that reduce uncertainty for participants.

Innovation is at the heart of what we do, but it must be balanced with responsibility.

你唯一必须知道的就是图书馆的位置。