处置效应不仅仅是过早卖出赢家股票，它反映了投资者在框定收益和损失时更深层次的认知偏差。

It took untold generations to get you where you are. A little gratitude might be in order. If you're going to insist on bending the world to your way, you better have your reasons.

成功的秘诀是在你准备好之前就开始行动。