Success is the sum of small efforts, repeated day in and day out.
                    预测未来的最好方式就是创造未来
                    指数基金是典型投资者最不可能的英雄。
                    I'm not comfortable with comfort. I'm only comfortable when I'm uncomfortable.
                    The world is full of obvious things which nobody by any chance ever observes.
                    The only way to stay ahead is to continuously innovate and adapt.
                    