我认为只有大胆的臆测，而不是事实的积累，才能引领我们往前迈进。
The best way to live is to follow your heart.
El tiempo es un río que me arrebata, pero yo soy el río.
The only way to deal with an unfree world is to become so absolutely free that your very existence is an act of rebellion.
生命周期假说认为，个人会在一生中规划其消费和储蓄行为。