金融创新要坚守风险底线，不能以创新之名行规避监管之实。
Financial innovation must adhere to the bottom line of risk and should not evade supervision in the name of innovation.
I don't have a plan. I never have. I just do what feels right at the time.
海洋不是无底洞，资源有限，敬畏自然才能长久发展。