One of the best rules anybody can learn about investing is to do nothing, absolutely nothing, unless there is something to do... I just wait until there is money lying in the corner, and all I have to do is go over there and pick it up.
Spend each day trying to be a little wiser than you were when you woke up.Discharge your duties faithfully and well.Systematically you get ahead, but not necessarily in fast spurts...At the end of the day if you live long enough most people get what they deserve.