the most famous composer in the world but was utterly miserable most of the time, and of the reasons was because he always overspent his income.This was Mozart.If Mozart couldn't get by with this kind of asinine conduct, I don't think you should try.

If you can't explain your chemistry to a non-scientist, you don't understand it well enough.

The best way to prevent financial crises is to have strong capital buffers in good times.

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