生活是一段旅程，我们必须为我们遇到的意外曲折做好准备。

梦想需要勇气，更需要行动。

Models can lower your risk…….. It reduces the daily aggravation. With old-fashioned stock picking: “One day you feel like a hero. The next day you feel like a goat. Either way， most of the time it’s just luck. “We don’t override the models.

We must balance short-term performance with long-term value creation.