Markets are efficient enough that most investors will not outperform the market over the long term.
The answers to our future lie buried in our past.
设定新目标或做新梦想永远不会太老。
The great thing about being old is that you don’t have to worry about the future.
I quite agree with them that it is not an ennobling experience. Poverty entails fear, and stress, and sometimes depression; it means a thousand petty humiliations and hardships. Climbing out of poverty by your own efforts, that is indeed something on which to pride yourself, but poverty itself is romanticised only by fools.