"The scars of your love remind me of us."
The most dangerous phrase in business is 'We've always done it this way.'
The problem of the modern age is the problem of the individual's self-preservation in the face of the overwhelming power of the social mechanism.
If you do something once, people will call it an accident. If you do it twice, they call it a coincidence. But do it a third time and you've just proven a natural law.
The best way to prevent financial crises is to have strong capital buffers in good times.