Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
创新不仅仅是关于新想法,而是以创造真正价值的方式去执行它们。
幸福的秘诀是面对这个世界很可怕的事实。