我是一个喜欢稀有的人。

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

我不是一个喜欢在后面的人。

成功的秘诀是知道别人不知道的事情。