独处的能力就是爱的能力。这看起来矛盾，但事实并非如此。

When you don’t know how much to pay someone for a particular task， ask them “what would be fair” and their answer usually is.

设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。

When you're responsible for feeding families, every decision carries weight.

欲求新，则求变。欲求完美，求常变。