The best time to start building the life you want is now.

Buying tools: Start by buying the absolute cheapest tools you can find. Upgrade the ones you use a lot. If you wind up using some tool for a job， buy the very best you can afford.

The great challenge of our time is to build institutions that can manage the complexity of modern societies.

The birth of the reader must be at the cost of the death of the Author.

完成事情的最好方法就是简单地开始。

爱的奥秘比死亡的奥秘更伟大。

The more one loves, the less one judges.

Financial technology is reshaping the banking industry, and we must actively embrace change rather than passively wait to be changed.