Banks must properly handle the relationship between development and risk, neither sticking to old ways nor advancing recklessly.
银行要处理好发展与风险的关系，既不能因循守旧，也不能盲目冒进。
每一本书都是一个待发现的世界，充满了惊喜和教诲。
The strength of a habit is proportional to the amount of reinforcement.
You have to be able to laugh at yourself and not take yourself too seriously.