金融稳定的关键在于适当的监管，使银行家和社会之间的激励机制保持一致。
The key to financial stability is proper regulation that aligns incentives between bankers and society.
Quiet people have the loudest minds.
Success requires persistence, the ability to not give up in the face of failure, and to learn from that failure.
"To think is to confine yourself to a single thought."
The bond market is the ultimate indicator of market sentiment.
真相很少是纯粹的，也从来不是简单的。
The best technology should be invisible, just like electricity - you don't need to understand how it works to use it.