我不让恐惧控制我，我控制恐惧。

A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

The fact is that women have more power and influence in America today than at any other time in our history.

We are just an advanced breed of monkeys on a minor planet of a very average star. But we can understand the Universe. That makes us something very special.

即使学术再精湛，如果道德不足，就像在流沙上建造高楼，稍有震动就会倒塌。

A lot of people think if you just had more process and more compliance- checks and double-checks and so forth-you could create a better world.We just try to operate in a seamless web of deserved trust and be careful of whom we trust.