设计良好的存款保险制度可以防止银行挤兑,同时不会造成过度的道德风险。
A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
The human being is a most curious creature. He thinks he has got one soul, and he has got dozens.
"To heal, you have to feel."
"A novel is a mirror walking along a main road."