Banks exist because they help mitigate problems created by information asymmetries.

有时候，成长中最难的部分是意识到自己并非想象中的那个人。

The computer is incredibly fast, accurate, and stupid. Man is unbelievably slow, inaccurate, and brilliant. The marriage of the two is a force beyond calculation.

银行业最大的风险不是向不良借款人放贷，而是从善变的贷款人那里借款。

效率和道德必须齐头并进。今天的偷工减料明天将让我们付出沉重代价。