Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
不要借贷消费，唯一值得借贷只有一种情况，购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失，不要因债致贫。
释义：他视空气为宇宙间一切事物相互联系的媒介和纽带。
Materiality is not just about surfaces, it's about the essence of construction.
简单比复杂更难：你必须努力工作，才能让你的思维变得清晰，以便使事情变得简单。
We see each building as a gift to the city.
最好的买入时机是当其他人都不想要的时候。
