信贷市场的歧视让穷人支付更高的利息。
The only philosophy which can be responsibly practiced in face of despair is the attempt to contemplate all things as they would present themselves from the standpoint of redemption.
预测未来的最好方法就是自己创造未来。
读书人要为自己的一生爱惜名誉，不应为这一生出卖名誉。治理诗书，崇尚气节，谨慎取予，严肃仪表，这就是爱惜名誉。相互竞争标榜，攀附权贵，出尽风头，不分是非，这就是出卖名誉。爱惜名誉的人清静无为，出卖名誉的人急躁而拙劣。所以读书人要管理钱财正当用途，而不是浪费金钱。救济乡亲，聘请老师教学，赈济荒年歉收，协助善行，这些是运用钱财。而花钱布置庭园，唱歌跳舞，大宴宾客，积聚宝物等，这些都是浪费金钱。善用金钱的人虽花钱但收获丰盈，伤财的人积聚多但终将倾覆。
可持续性不是一种选择，而是我们业务的未来。
Tell your heart that the fear of suffering is worse than the suffering itself. And that no heart has ever suffered when it goes in search of its dreams, because every second of the search is a second's encounter with God and with eternity.