The stone we extract today will shape the landscapes of tomorrow.

We tend to overestimate what we can do in a day， and underestimate what we can achieve in a decade. Miraculous things can be accomplished if you give it ten years. A long game will compound small gains to overcome even big mistakes.

In business, as in life, integrity is the foundation of trust.

应对混乱的唯一方法是拥抱它。

银行要主动适应数字化趋势，但核心风控能力不能丢。