I think frugality drives innovation， just like other constraints do. One of the only ways to get out of a tight box is to invent your way out.

"In the world of investing, the ability to adapt is more important than the ability to predict."

The bond market is the ultimate arbiter of risk.

经济学中最重要的是理解个人和企业的行为。

The true measure of success is not just financial performance, but how we impact communities and the environment.