"Sometimes the hardest thing to do is to tell the simplest truth."

Mathematics is not just about numbers, equations, computations, or algorithms: it is about understanding.

我们的经验往往证实了一个长期持有的观点：在一生中的几个关键时刻，准备好迅速且大规模地采取行动，去做一些简单且符合逻辑的事情，常常会显著提升一生的财务成果。