降低成本的最好方法是一开始就没有成本。

Risk management isn’t about avoiding challenges; it’s about navigating them intelligently.

控制的艺术在于处理未知和不可预测的事物。

People of the same trade seldom meet together， even for merriment and diversion， but the conversation ends in a conspiracy against the public， or in some contrivance to raise prices.

经济学家必须贪婪地收集事实；但事实本身并不能说明什么。