It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be intelligent.

自己不能胜任的事，切勿轻易答应别人;既经允诺，就必须实践自己的诺言。

风险管理不是关于避免风险，而是关于理解和管理风险。

好人遵循规矩，伟人遵循自己。