Markets fail when information is asymmetric or incentives are misaligned.

What I want to talk to you about today is the difference between gifts and choices. Cleverness is a gift， kindness is a choice. Gifts are easy -- they're given after all. Choices can be hard. You can seduce yourself with your gifts if you're not careful， and if you do， it'll probably be to the detriment of your choices.

"We must always strive to do the right thing, even when it is difficult."

智慧加上品格才是教育真正的目标。

鱼是我所喜欢的，熊掌也是我所喜欢的，两种东西不能同时拥有，就舍弃鱼去取得熊掌。生命是我所喜欢的，义也是我所喜欢的，如果两种东西不能同时拥有，就舍弃生命去取得大义。

我们必须相信，我们在某事上有天赋，并且必须实现它。

淡泊平静，忧患就不能影响，邪气就不能侵袭，就德性完备而精神不损。