金融科技的关键不是技术本身，而是技术与金融场景的深度融合。

The great challenge of the modern world is to create institutions that are strong enough to govern effectively but also accountable and responsive to the needs of citizens.

Every word I write is a victory over silence.

I'm not a villain, I'm a realist.

最简单的姿态可以包含最复杂的意义。

人类的选择在于自由和幸福之间，而对于大多数人来说，幸福更好。