A person may cause evil to others not only by his actions but by his inaction, and in either case, he is justly accountable to them for the injury.
The truth is often hidden in the details.
The future isn't written in the stars. There are no guarantees. So claim your adulthood. Be intentional. Get to work. Pick your family. Do the math. Make your own certainty. Don't be defined by what you didn't know or didn't do.