True innovation comes from listening to your customers and having the courage to act on what you hear.
真正的创新来自于倾听客户的意见，并有勇气根据你所听到的采取行动。
茍活比牺牲需要更多的勇气。
The best way to create interest in a subject is to render it worth knowing, which means to make the knowledge usable.
Control your expenses better than your competition. This is where you can always find the competitive advantage.
金融风险防控要早识别、早预警、早处置。