银行要处理好发展与风险的关系，既不能因循守旧，也不能盲目冒进。
Banks must properly handle the relationship between development and risk, neither sticking to old ways nor advancing recklessly.
The truth is not always beautiful, nor beautiful words the truth.
The biggest risk in banking is not lending to bad borrowers, but borrowing from flighty lenders.
胜利很棒，但最重要的是不断进步并从每场比赛中学习。